
Certificates of Deposit
The Annual Percentage Yield (APY) is accurate as of 9-2-2010.
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Fixed Rate Certificate
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Interest Rate
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Annual Percentage Yield
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6 Month CD
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.25%
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.25%
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9 Month CD
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.50%
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.50%
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12 Month CD
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.75%
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.75%
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18 Month CD
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1.00%
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1.00%
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24 Month CD
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1.24%
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1.25%
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36 Month CD
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1.74%
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1.75%
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48 Month CD
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1.99%
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2.00%
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60 Month CD
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2.23%
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2.25%
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A $1,000.00 minimum balance required to open and earn APY (Annual Percentage Yield) with a maximum of $100,000.00. All yields are based on interest compounded quarterly to the CD and assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Penalty for early withdrawal of certificates. Account disclosures available upon request. Fees may affect earnings on accounts. Public funds & Business are not eligible for these offers. At Maturity CD will automatically renew for the same term you initially selected, at the interest rate & APY in effect at the time your CD matures. You have a 10 day grace period to renew or withdraw. Fees imposed for early withdrawal: For terms less than 1 year, the fee is 3 months of interest on the amount withdrawn. For 1 year or more, the fee is 6 months of interest on the amount withdrawn. Disclosures on the particular term you select will be mailed or emailed to you at the time the account is opened.
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