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Certificates of Deposit
The Annual Percentage Yield (APY) is accurate as of 9-2-2010.
Fixed Rate Certificate
Interest Rate
Annual Percentage Yield
6 Month CD
.25%
.25%
9 Month CD
.50%
.50%
12 Month CD
.75%
.75%
18 Month CD
1.00%
1.00%
24 Month CD
1.24%
1.25%
36 Month CD
1.74%
1.75%
48 Month CD
1.99%
2.00%
60 Month CD
2.23%
2.25%
A $1,000.00 minimum balance required to open and earn APY (Annual Percentage Yield) with a maximum of $100,000.00. All yields are based on interest compounded quarterly to the CD and assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Penalty for early withdrawal of certificates. Account disclosures available upon request. Fees may affect earnings on accounts. Public funds & Business are not eligible for these offers. At Maturity CD will automatically renew for the same term you initially selected, at the interest rate & APY in effect at the time your CD matures. You have a 10 day grace period to renew or withdraw. Fees imposed for early withdrawal: For terms less than 1 year, the fee is 3 months of interest on the amount withdrawn. For 1 year or more, the fee is 6 months of interest on the amount withdrawn. Disclosures on the particular term you select will be mailed or emailed to you at the time the account is opened.