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Telebank
Services
Freeport -
(815-235-0887)
Rockford - (815-986-5570)
- Available
free of charge to all Midwest Bank customers.
- A touch
tone phone is required.
- Access
basic information on your accounts and transactions safely and
securely, 24 hours a day.
- Telebank
phone number is 815-235-0887 for Freeport
Telebank
phone number is 815-986-5570 for Rockford
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Safe Deposit
Boxes
- Protect
important papers, family records and valuables in a Midwest
Bank of Freeport Safe Deposit Box.
- For as
little as $13.00 per year (less than 4 cents a day) you can
have peace of mind knowing that precious family and business
possessions are secure from fire, theft and natural disasters.
- Midwest
Bank has several size boxes from which to choose.
*The contents of safe deposit box are not insured by the FDIC (Federal Deposit Insurance Corporation).
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U.S. Savings
Bonds
- Available
for purchase to all Midwest Bank customers, series EE and I
bonds.
- Inquire
on redemption values and interest rates.
- Redeem
series E, EE, and I bonds.
- Available
to purchase as gifts.
- For more
information regarding Savings Bonds visit their website at www.savingsbonds.gov.
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Credit
Card Applications
- Applications
for a Visa/MasterCard are available at Midwest Bank.
- Helps
establish credit rating.
- They are
accepted worldwide, convenient for purchases and cash advances.
- Choose
from a fixed-rate, no annual fee, or low APR, (annual percentage
rate).
- Subject
to approval by Quad City Bank.
- Click
here to view or access your credit card account.
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ATM/Debit
Cards
ATM
- With our
ATM card, enjoy free transactions and deposits when you use
a Midwest Bank machine.
- ATM card
accepted at machines displaying the Cirrus logo nationwide.
- Must have
a checking account (no access with savings account only).
- Withdraw
cash from checking or savings
- Inquire
on balances
- Transfer
funds between checking and savings
- Available with all Midwest Community Bank checking accounts.
- $5 replacement
fee for lost or stolen cards.
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Debit
Card
- Purchase
goods and services with your debit card instead of writing a
check wherever the VISA logo is displayed.
- Use our
Debit Card as an ATM card to withdraw cash from checking or
savings.
- Must have
a checking account (no access with savings account only).
- Use at
ATMs for balance inquiries.
- Transfer
money between checking and savings.
- Available with Midwest Community Bank checking accounts.
- $5 replacement
fee for lost or stolen cards.
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Cash Advances
- Cash advance
for VISA, MasterCard, or Discover cardholders.
- Advance
must be verified through Credit Card Center.
- $50 dollar
minimum advance.
- Proper
identification required.
- No charge
by Midwest Bank.
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Traveler's
Checks, Money Orders & Cashier's Checks
Traveler's Checks
- Traveler's
checks are safe, convenient, widely accepted and give you peace
of mind.
- Replaceable
if lost or stolen.
- No charge
for customers with Prestige, 50 Plus Club, and Benefit Banking
accounts.
- $1.00
charge per $100.
- Traveler's
Checks for two people are also available. Both must be present
to sign at time of purchase.
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Money
Orders & Cashier's Checks
- Money
Orders & Cashier's Checks are safe, convenient, easily accepted
and provide receipt of payment.
- They are
guaranteed payable by bank.
- No charge
to Prestige, 50 Plus Club and Benefit Banking Customers.
- $2.00
charge per Money Order.
- $3.00
charge per Cashier's Check.
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Check
Printing
Midwest Bank In-House Check Imprinting
- Personal
or business style checks are available.
- Several
check designs to choose from.
- Wallet
or duplicate style checks available.
- Lower
rates.
- Receive
check order fast.
- Fee is
deducted directly from your checking account.
- Free wallet
style checks for Prestige and 50 Plus Club customers.
- To place
a reorder for Midwest Bank In-House checks click on the Online
Banking link, then services.
Deluxe
- Wide range
of check designs to choose from.
- Wallet,
top stub, end-stub or duplicate style checks available.
- Prices
vary depending on order.
- Receive
check order within two weeks.
- Fee is
deducted directly from your checking account.
- Free wallet
style checks for Prestige and 50 Plus Club customers.
- Visit
Deluxe website at www.deluxe.com
for more information.
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Direct
Deposit
- Direct
Deposit is safe, convenient, dependable and saves you time.
- Funds
may be directly deposited into any checking or savings account
here at Midwest Bank.
- Available
for all customers receiving government checks or employed by
a company having Automated Clearing House capabilities at no
charge.
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Wire Transfer
- Wire Transfers
are safe, convenient, reliable and fast.
- Request
must be in by 12:00 (noon) for same day deposit.
- $20 charge
for outgoing wires.
- $10 for
incoming wire.
- $50 for outgoing international wire.
- Wire transfer
requests may be given in person, by phone, or through Online
Banking.
- Must sign
wire request in person with adequate account information.
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Stop Payment
Request
- Stop Payments
prevent forgery on lost or stolen checks.
- Provides
an opportunity to prevent payment for unsatisfactory services
or merchandise.
- Request
may be given in person, by phone, or Online Banking.
- Your verbal
or Online Banking request is effective for only 14 calendar
days. You must sign your Stop Payment Request Form in person
for it to be valid.
- Stop payment
orders are automatically released at the expiration of six months
from the date of the order unless renewed in writing.
- $25.00
charge is automatically deducted from your checking account.
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Automatic
Transfers
- Automatic
Transfers are convenient, easy and saves you time.
- Customers
may arrange for a transfer of funds to be made from one account
to another weekly, bi-weekly or monthly for a specified dollar
amount.
- Must sign
an authorization form to initiate and cancel.
- Available
to all customers.
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Combined
Statements
- Combined
Statements are convenient and efficient record keeping.
- Provides
information on checking, savings and money market accounts all
on one monthly statement.
- Available
to all Midwest Bank customers with checking, savings and money
market accounts.
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Notary
Public & Signature Guarantee Services
- Provides
authenticity of identity and signature.
- Signature
must be signed in the presence of Notary Public or Bank Officer.
- Available
to Midwest Bank customers at no charge.
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Account
Research & Bookkeeping Services
- Provides
assistance in locating errors.
- Available
to all Midwest Bank customers.
- May have
a charge of $20.00 per hour.
- $3.00
charge for printout of each statement.
- $3.00
charge for printout of account activity prior to last statement
date.
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Fax Services
- Available
for all customers
- $2.50
charge for first page, $.50 for each additional page.
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