ADDITIONAL PRODUCTS AND SERVICES

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  • Protect important papers, family records and valuables in a Midwest Community Bank of Freeport Safe Deposit Box.
  • For as little as $20.00 per year you can have peace of mind knowing that precious family and business possessions are secure from fire, theft and natural disasters.
  • Midwest Community Bank has several size boxes from which to choose.

*The contents of safe deposit box are not insured by the FDIC (Federal Deposit Insurance Corporation).

  • Inquire on redemption values and interest rates.
  • Redeem series E, EE, and I bonds.
  • For more information regarding Savings Bonds visit their website at www.savingsbonds.gov.
  • Applications for a Visa/MasterCard are available at Midwest Community Bank.
  • Helps establish credit rating.
  • They are accepted worldwide, convenient for purchases and cash advances.
  • Choose from a fixed-rate, no annual fee, or low APR, (annual percentage rate).
  • Subject to approval.
  • Purchase goods and services with your debit card instead of writing a check wherever the VISA logo is displayed.
  • Use our Debit Card as an ATM card to withdraw cash from checking or savings.
  • Must have a checking account (no access with savings account only).
  • Use at ATMs for balance inquiries.
  • Transfer money between checking and savings.
  • Available with Midwest Community Bank checking accounts.
  • For lost or stolen cards call 1-800-472-3272.
  • To activate and set a PIN (Personal Identification Number) call the Card Self Service number at 1-800-992-3808.
  • Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds.
  • Transactions can also be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants, groceries or electronic stores.
  • Card on/off setting: When the card is “on,” transactions are allowed in accordance with each cardholder’s usage control settings. When the card is “off,” no purchases or withdrawals are approved until the card is turned back “on.” This control can be used to disable a lost or stolen card
  • Location-based controls: The “My Location” control can restrict transactions to merchants located within a certain range of each cardholder’s location (using the phone’s GPS); transactions requested outside of the specified range can be declined.
  • CardValet can send a real-time alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined.
  • CardValet also enables cardholders to conduct limited card-related transactions wherever they are, any time of the day, including balance inquiries and locating ATMs.
  • You will be able to monitor accounts with linked access such as dependent or small business accounts.
  • Money Orders & Cashier’s Checks are safe, convenient, easily accepted and provide receipt of payment.
  • They are guaranteed payable by bank.
  • No charge to Prestige, 50 Plus Club and Benefit Banking Customers.
  • $2.00 charge per Money Order.
  • $3.00 charge per Cashier’s Check.
  • Personal or business style checks are available.
  • Several check designs to choose from.
  • Wallet or duplicate style checks available.
  • Prices vary depending on order.
  • Receive check order within two weeks.
  • Fee is deducted directly from your checking account.
  • Free wallet style checks for Prestige and 50 Plus Club customers.
  • To place a re-order for checks stop in or call the Bank or log into your Online Banking and click on “Services”.
  • Visit Deluxe website at www.deluxe.com for more information.
  • Direct Deposit is safe, convenient, dependable and saves you time.
  • Funds may be directly deposited into any checking or savings account here at Midwest Community Bank.
  • Available for all customers receiving government checks or employed by a company having Automated Clearing House capabilities at no charge.
  • Wire Transfers are safe, convenient, reliable and fast.
  • Request must be in by 12:00 (noon) for same day deposit.
  • $25 charge for outgoing wires.
  • $10 for incoming wire.
  • $50 for outgoing international wire.
  • Must sign wire request in person with adequate account information.
  • Stop Payments prevent forgery on lost or stolen checks.
  • Provides an opportunity to prevent payment for unsatisfactory services or merchandise.
  • Request may be given in person, by phone, or Online Banking.
  • Your verbal or Online Banking request is effective for only 14 calendar days. You must sign your Stop Payment Request Form in person for it to be valid.
  • Stop payment orders are automatically released at the expiration of six months from the date of the order unless renewed in writing.
  • $25.00 charge is automatically deducted from your checking account.
  • Automatic Transfers are convenient, easy and saves you time.
  • Customers may arrange for a transfer of funds to be made from one account to another weekly, bi-weekly or monthly for a specified dollar amount.
  • Must sign an authorization form to initiate and cancel.
  • Available to all customers.
  • Combined Statements are convenient and efficient record keeping.
  • Provides information on checking, savings and money market accounts all on one monthly statement.
  • Available to all Midwest Community Bank customers with checking, savings and money market accounts.
  • Provides authenticity of identity and signature.
  • Signature must be signed in the presence of Notary Public or Bank Officer.
  • Available to Midwest Community Bank customers at no charge.
  •  Provides assistance in locating errors.
  • Available to all Midwest Community Bank customers.
  • May have a charge of $25.00 per hour.
  • $3.00 charge for printout of each statement.
  • $5.00 charge for printout of account activity prior to last statement date.
  • Available for all customers
  • $2.50 charge for first page, $.50 for each additional page.