Certificates of Deposit

CERTIFICATES OF DEPOSIT

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Terms ranging from 6 months to 5 years are available to accommodate your individual savings plan. Earn a competitive rate of interest on your funds. To learn the most current interest rates and annual percentage yields call us toll-free at 844-494-4655. (Rates subject to change weekly)

  • $1,000 minimum balance to earn APY (Annual Percentage Yield)
  • All yields are based on interest compounded quarterly to the CD and assumes interest remains on deposit until maturity
  • A withdrawal will reduce earnings
  • Early withdrawal penalty
  • Account disclosures are available upon request
  • Fees may affect earnings on accounts
  • Fixed Terms available:
    • 6 Month
    • 9 Month
    • 12 Month
    • 24 Month
    • 36 Month
    • 48 Month
    • 60 Month
  • Automatically renewable. The interest rate will be the same we offer new time deposits at the time of maturity
  • Each renewal term will be the same as the original term, beginning on the maturity date
  • If not renewed, interest will not accrue after final maturity.
  • You will have 10 calendar days after maturity to withdraw funds without penalty

CD RATES

Certificates of Deposit
The Annual Percentage Yield (APY) is accurate for dates 9/29/2020 to 10/05/2020.
Fixed Rate Certificate Interest Rate APY Rate
6 Month CD .20% .20%
9 Month CD .20% .20%
12 Month CD .30% .30%
18 Month CD .40% .40%
24 Month CD .55% .55%
36 Month CD .75% .75%
48 Month CD .80% .80%
60 Month CD 1.00% 1.00%
A $1,000.00 minimum balance required to open and earn APY (Annual Percentage Yield) with a maximum of $100,000.00. All yields are based on interest compounded quarterly to the CD and assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Penalty for early withdrawal of certificates. Account disclosures available upon request. Fees may affect earnings on accounts. At Maturity, CD will automatically renew for the same term you initially selected, at the interest rate & APY in effect at the time your CD matures. You have a 10 calendar day grace period to renew or withdraw. Fees imposed for early withdrawal: For terms less than 1 year, the fee is 3 months of interest on the amount withdrawn. For 1 year or more, the fee is 6 months of interest on the amount withdrawn. Disclosures on the particular term you select will be mailed or emailed to you at the time the account is opened.
CONTACT US FOR ADDITIONAL INFORMATION