Personal Savings Accounts

Now is the best time to build for the future. Choose from any Midwest Community Bank’s products tailored to meet your individual needs.

SAVINGS

You must deposit $100 to open this account
A service charge of $5.00 will be imposed every quarterly statement cycle if the balance in the account falls below $100.00 any day of the cycle.
Interest will be compounded every quarter.
Interest will be credited to your account every quarter.
May have ATM capabilities if a checking account is established
Semi-annual statement or one that is combined with your monthly checking account statement
Limited to 6 pre-authorized, automatic, telephone, or Online Banking transactions each month.

SENIOR & CHILDREN’S SAVINGS

Children 17 & younger
Seniors 62 & older
You must deposit $1 to open this account
No service charge
Interest will be compounded every quarter.
Interest will be credited to your account every quarter.
May have ATM capabilities if a checking account is established
Semi-annual statement or one that is combined with your monthly checking account statement

MONEY MARKET ACCOUNT

You must deposit $2,500 to open this account
A service charge of $3.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
Interest will be compounded every month
Interest will be added to your account every month.
Limited to six preauthorized withdrawals, checks, drafts, or debit card transactions or similar order to third parties per month.
Minimum amount you can withdraw is $100.00 per withdrawal.

CHRISTMAS CLUB ACCOUNT

No minimum balance
Interest will not be compounded.
Interest will be credited to the account at maturity.
Unlimited deposits accepted including auto-transfers from checking account
If any withdrawal is made from this account before maturity then this account may be closed.
A withdrawal fee of $5.00 and your account will be closed if any withdrawal is made after the first seven days the account is opened.
Christmas Check is issued with accrued interest in the month of October