Pre-Qualifications

PRE-QUALIFICATION

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Midwest Community Bank is the perfect choice to assist with all your mortgage needs! We guarantee prompt, professional, reliable service and will work hard to provide a mortgage product that works best for you!

To provide you with a Pre-Qualification, we recommend that you schedule an appointment with our loan officers.

Freeport area customers call (815) 235-6137. Rockford area customers call (815) 637-7844. Or use our toll free phone number of 844-494-4655.

Pre-Qualifications

  • Complete an application.
  • Provide previous two years of income tax returns and W-2’s, including all schedules.
  • Provide most recent 30 days of paystubs or a personal financial statement for investment property.
  • Copies of your last three months statements for all checking, savings, and investment accounts.
  • If purchasing, include an executed contract on your new property, a copy of your cancelled earnest money check, and copy of sales agreement if selling existing home for down payment, or evidence of other down payment source.
  • If refinancing, a copy of the most recent real estate tax bill, legal description of property listed on the Owner’s Title Policy, deed, etc. and evidence of Hazard Insurance for the property.

Qualified borrowers will receive a Pre-Qualification within minutes! Give us your confirmation and we will be ready to close your transaction within days.

ENJOY YOUR HOME!

CONTACT US FOR ADDITIONAL INFORMATION